BNY Mellon Ignites $50T XRP Revolution

Ripple's strategic partnerships have reached institutional banking's inner sanctum. BNY Mellon, managing over $50 trillion in assets, has launched tokenized deposit services for institutions with Ripple Prime as an early adopter.

The global custody giant now serves as primary reserve custodian for RLUSD, Ripple's regulated stablecoin. This marks traditional finance's clearest pivot toward blockchain infrastructure, with XRP positioned as the neutral liquidity bridge between legacy systems and digital markets.

According to Skipper XRP on X, this development represents the core banking system migrating on-chain:

"Tokenized deposits let banks move real, balance sheet-backed money at blockchain speed – fully compliant, no workarounds needed."

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The integration directly connects BNY Mellon's private ledger with the XRP Ledger, enabling trillions in asset tokenization. Ripple CEO Brad Garlinghouse confirmed the company's acquisitions of Ripple Prime and GTreasury accelerate this vision.

According to Brad Garlinghouse on X:

"Our two major acquisitions greatly accelerate and expand our ability to deliver on our vision, enabling the Internet of Value. XRP has been (and will continue to be) the heartbeat of that vision."

Wall Street's Digital Settlement Infrastructure Emerges

The partnership positions RLUSD as a regulated dollar rail while XRP functions as cross-border liquidity infrastructure. BNY Mellon's participation validates blockchain settlement for institutional workflows that move trillions daily.

Traditional finance and digital markets are converging through compliant, balance sheet-backed tokenized deposits. Banks can now execute transactions at blockchain speed without regulatory workarounds.

X Finance Bull on X highlighted the scale:

"BNY manages over $50 trillion in assets and is partnered with Ripple, which uses XRP and the XRP Ledger across its products. Imagine when BNY's private ledger connects to the XRP Ledger. Trillions will be tokenized."

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Ripple's infrastructure now sits embedded in systems handling institutional custody, settlement, and treasury operations. The company's dual acquisition strategy merged Prime brokerage capabilities with enterprise treasury management.

Technical Warning Surfaces Amid Institutional Gains

While institutional adoption accelerates, chart patterns signal caution. Ali Charts on X noted technical concern:

"$XRP appears to be printing a gravestone doji. Not a great look!"

The gravestone doji candle pattern typically indicates potential price reversal. XRP trades around current levels as institutional infrastructure builds beneath spot market volatility.

BNY Mellon's tokenization services represent banking's blockchain integration milestone. Ripple Prime's early adoption status positions XRP and RLUSD within institutional settlement workflows previously restricted to traditional rails.

The merger of regulated stablecoins, neutral bridge assets, and trillion-dollar custody infrastructure marks traditional finance's irreversible shift toward blockchain-native operations.

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Key Takeaways

1. BNY Mellon launches tokenized deposits with Ripple Prime, manages $50T assets as RLUSD reserve custodian
2. Brad Garlinghouse confirms XRP remains heartbeat of Ripple's Internet of Value vision via acquisitions
3. Gravestone doji pattern emerges on XRP charts while institutional infrastructure builds beneath markets